Both the home and contents insurance are two different insurance which are combined to one to cover the damage to your belongings and property. Each insurance has its own terms and conditions. There are many different things which can be coved in the content insurance. If you are searching for home contents insurance Singapore then Expat insurance has different collections of contents and home insurance for you.
Things covered for in the home and content insurance
Under Contents insurance policies they offer replacement value or repair cover. They provide home insurance for many different things like precious jewellery, watches, art items, items related to sports, system and camera all these can be insured bases the agreed value. Insurance covers your belongings from natural disaster, theft, fire accident, breakdowns etc. If you are belongings are insured then the repair and replacement cost is not taken from your pocket. For example if you have assured any of the item for some particular amount then the same amount will be given to you when the insurance company approve your claim.
Expat insurance organizes home and contents insurance on an international. That means all your belongings which you take along with you on a trip to a foreign country are insured to the value which you have fixed with the insurance company. Examples of the items are precious ornaments, camera, water sports item, art items and any other valuable things. This worldwide insurance will be very useful for all you valuable arts which you might take to different places to display in gallery shows. So any damage occurred to your arts can be coved through the insurance.
Liability insurance: The home and contents insurance also covers the personal Liability to protect your family from unanticipated liability losses. In life accidents do happen which may cause damage to your proper tot damage someone else property. For example you might be having guest at home and the guest may slip down or injure themselves. Due to your pet someone may get injured. While playing your kids might by mistake injure other kids who are plating with them. So the liability insurance can save you from the legal cases in Singapore. The personal liability insurance covers your family even when travelling to different countries. One another important point which you should know is that the liability insurance does not cover any losses related to your business either it might have happen at your home or in any other country. For that you need to take business insurance.
If you are staying in Singapore and want to more know more about the insurance then you can call or fixed a time to chat with the experts. The benefits of the insurance information and advice are given freely to you.
